No-medical life insurance lets you get covered without a medical exam or blood tests. Instead of nurse visits and lab work, you only answer a few simple health and lifestyle questions. It's a fast, straightforward way to protect your loved ones — with coverage available up to $500,000 depending on your age and circumstances.
Correct — there are no medical exams, no bloodwork and no needles. A licensed advisor may ask you a few short health questions over the phone to find the right plan, but there is no nurse visit and no waiting on lab results.
Often, yes. Having a current or past health issue — such as diabetes, heart disease, COPD, a history of cancer and others — doesn't automatically mean you're out of options. We help match Canadians with plans designed for a range of circumstances.
Coverage typically ranges from $5,000 up to $500,000. The amount you qualify for depends on factors like your age, province and the plan that best fits your needs.
No-medical plans are available to Canadian residents, generally between the ages of 18 and 80. You'll be matched with licensed insurance partners who can confirm your eligibility.
It's as easy as 1-2-3-4: request a quote in about 30 seconds, a friendly licensed advisor reaches out with a personalized quote (they may ask a few health questions to get you the best rate), you finalize your application right over the phone, and many applicants are covered within 24 hours.